The permit authorizes the fideicomiso — it is not the entire closing
When a foreign buyer will receive rights to residential property in Mexico’s restricted zone through a fideicomiso, the trustee bank requests the applicable permit from SRE.
The permit authorizes the establishment of that fideicomiso. It is one requirement in the process; it does not replace the notary’s work, the bank’s review, the property review, signing, payment of applicable taxes and charges, or registration.
What is the restricted zone?
The restricted zone includes land within 100 kilometers of an international border and 50 kilometers of a beach. The property’s exact location and intended use determine whether this permit requirement applies.
Who applies for the permit?
The trustee bank submits the permit application. The application may include information about the bank, the foreign beneficiary, the property and its location, its measurements and boundaries, its intended use, and the required documents.
The buyer and seller provide information for the transaction, but they do not complete this procedure independently of the bank and notarial process. The information used for the permit must be consistent with the property and transaction documents.
How long does SRE take?
Since June 2026, SRE has established a maximum response period of three business days for this permit procedure. This is the maximum published period for SRE’s response to the submitted application; it is not the total closing timeline.
Before the application can be submitted, the trustee bank must have the required information and documents. Corrections, additional requirements, bank processing, and work by the notary, registry, or other participants can extend the practical timeline.
What does it cost?
The government charge can change and should be confirmed when the application is prepared. It should not be treated as a permanent price or confused with the total cost of establishing a fideicomiso.
Trustee-bank, notarial, coordination, and document costs are separate and should be confirmed for the specific transaction.
What should the buyer confirm?
- Which trustee bank will submit the application?
- Are the property description and measurements consistent across the deed, survey, cadastral information, and bank file?
- Is the intended use described correctly?
- Are names and marital-status information consistent across the buyer’s documents?
- Which government and bank charges are confirmed, and which remain estimates?
- What work can continue while the bank and SRE process the application?